Basement flooding and sewer backup in British Columbia
Plumbers for backwater valves, sump pumps and drains.
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What applies across British Columbia
BC Hydro says connecting a generator to house wiring requires a CSA-approved transfer switch installed under an electrical permit. The transfer switch and generator must then be inspected and approved by the local authority.
Insurance Bureau of Canada says water damage in a basement from a sewer backup is only covered if you have bought specific, optional sewer backup coverage. Flood coverage is also optional, and groundwater and seepage coverage are typically not standard on home policies.
BC Hydro's report on the December 20 windstorm says more than 750,000 customers lost power, and nearly 350,000 (about 80 per cent of customers) were on Vancouver Island and the Gulf Islands. It also notes the 2006 windstorm hit Vancouver Island.
The Insurance Bureau of Canada says sewer-backup water damage in a basement is covered only if you have bought specific optional sewer backup coverage. Groundwater and seepage coverage are typically not standard on home policies.
Before you hire
Ask which permits the job needs and who will get them; your municipal building department can tell you before work starts.
Get written quotes from at least three contractors for the same work, and check references from recent clients.
Put it in a written contract: the work, price, deposit, start and finish dates, warranty, permits and clean-up. Paying cash to skip it leaves you no recourse.