Basement flooding and sewer backup in Rochester

Plumbers for backwater valves, sump pumps and drains.

10 pros in Rochester

Rochester has a flood record that shapes how people think about wet basements. In the July 5-6, 1978 flood, the Rochester gage on the South Fork Zumbro River crested at 23.36 feet, an all-time record against a flood stage of 12 feet. That event led to a flood control project completed in 1995, built to protect the city against a 200-year recurrence interval flood. A project like that deals with river flooding, though, and it does not stop a sump pump from being overwhelmed or a sewer line from backing up into your basement. Minnesota's Department of Commerce notes that neither flood insurance nor a typical homeowner's policy covers sewer back-ups or sump pumps that cannot handle runoff from a major downpour. A separate product or endorsement is needed. Before you hire for a backwater valve, sump pump, drain or waterproofing job, ask what failure the work is meant to handle, get the scope in writing, and check your own coverage so you know what is and is not protected.

Source: National Weather Service La Crosse (weather.gov/arx) (source, opens in a new tab)

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What to know in Rochester

  • The Minnesota Department of Health says to wear an N-95 respirator, rubber boots, rubber gloves, long sleeves and pants, and goggles when cleaning flooded or water-damaged buildings, where mold, bacteria and viruses may be present. It also says to throw away porous items that touched flood water or have visible mold, such as wallboard, insulation and carpeting.

    Minnesota Department of Health (source, opens in a new tab)

Before you hire

  1. Ask which permits the job needs and who will get them; your municipal building department can tell you before work starts.

    Source: ised-isde.canada.ca (source, opens in a new tab)

  2. Get written quotes from at least three contractors for the same work, and check references from recent clients.

    Source: ised-isde.canada.ca (source, opens in a new tab)

  3. Put it in a written contract: the work, price, deposit, start and finish dates, warranty, permits and clean-up. Paying cash to skip it leaves you no recourse.

    Source: ised-isde.canada.ca (source, opens in a new tab)

Questions about hiring in Rochester

Does my homeowner's insurance cover a sewer back-up in Rochester?

Usually not. The Minnesota Department of Commerce says neither flood insurance nor a typical homeowner's policy covers damage from sewer back-ups or from sump pumps unable to handle runoff from a major downpour. You need a separate product or endorsement, so ask your insurer before a storm, not after. Minnesota Department of Commerce (source, opens in a new tab)

Did the flood control project make basement protection unnecessary?

No. The project finished in 1995 was built after the 1978 flash floods to protect Rochester against a 200-year recurrence interval flood event. That addresses river flooding. Sump pump overload and sewer back-ups are separate problems, so ask a contractor which risk your basement actually faces. National Weather Service La Crosse (weather.gov/arx) (source, opens in a new tab)

What should a quote for basement flooding work include?

Look for a written scope naming the equipment, such as the pump, valve or drain type, plus the area covered, the materials, who handles any permit, the warranty terms, and the payment schedule. Ask for the same details from each contractor so the quotes can be compared fairly.

How do I check who may do the work?

Ask the contractor for their licence or registration details and proof of insurance, and confirm them with the issuing body. Plumbing work such as backwater valves or drain connections may need a permit, so ask who will pull it and request a copy.