Basement flooding and sewer backup in New Hampshire
Plumbers for backwater valves, sump pumps and drains.
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Cities in New Hampshire
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What applies across New Hampshire
In July 2023 New Hampshire had more flash flood warnings than in any full year on record. A National Weather Service meteorologist said the state got an entire summer's worth of rain that month.
The New Hampshire Insurance Department says most insurance policies exclude water damage from water backing up through sewers or drains. Many companies offer this coverage as an endorsement for an additional premium.
New Hampshire Insurance Department (source, opens in a new tab)
The New Hampshire Insurance Department says flooding generally is not covered in a homeowner's policy. Its disaster-preparedness tips include installing a system to prevent floodwater from backing up in sewer drains and locating the switches that turn off gas, electricity and water.
New Hampshire Insurance Department (source, opens in a new tab)
Before you hire
Ask which permits the job needs and who will get them; your municipal building department can tell you before work starts.
Get written quotes from at least three contractors for the same work, and check references from recent clients.
Put it in a written contract: the work, price, deposit, start and finish dates, warranty, permits and clean-up. Paying cash to skip it leaves you no recourse.