Storm and tree damage in New Hampshire
Arborists and roofers for storm damage.
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What applies across New Hampshire
The NH Insurance Department says insurance responsibility generally lies with whoever's property is damaged. If a tree falls on your home, no matter where the tree came from, your insurance company should pay for the repair.
New Hampshire Insurance Department (source, opens in a new tab)
The NH Insurance Department says most homeowner policies cover damage to the dwelling caused by tornadoes or other wind damage. It adds that such coverage is more often than not limited to a percentage of the insured value of the home.
New Hampshire Insurance Department (source, opens in a new tab)
Eversource says that if you see a downed power line or broken equipment, you should stay as far away as possible, call 911 and then Eversource, and keep your distance until the area is made safe.
Before you hire
For a tree near power lines, call your utility first: only a utility-certified arborist should work within 3 m of the wires.
Ask which permits the job needs and who will get them; your municipal building department can tell you before work starts.
Ask about liability insurance and workers’ compensation cover before anyone works on your roof or property.