Basement flooding and sewer backup in Elkhart

Plumbers for backwater valves, sump pumps and drains.

8 pros in Elkhart

Basement flooding in Elkhart is tied to its two rivers. The St. Joseph and Elkhart Rivers both flow through the county, and parts of it sit in a flood plain. In February 2018 the Elkhart River at Goshen crested at 12.49 feet, above the 11.94 feet set in 1982, after snowmelt and a long stretch of heavy rain. Some residents could not return home for days. For you, that means a sump pump or drain job here should be planned for a wet season that runs long, not a single storm. Before you hire, check that a plumber working in the city holds a State of Indiana plumbing licence, which the City of Elkhart requires before it licenses a Plumbing Contractor. Ask who will pull the permit, since permits must be obtained by a licensed contractor before work starts. Ask for the scope in writing, including what happens to water the system collects.

Source: National Weather Service Northern Indiana (source, opens in a new tab)

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What to know in Elkhart

  • In February 2018 the St. Joseph River at South Bend crested at 12.70 feet, breaking the previous record of 10.90 feet set on January 6, 1993. At Niles it crested at 17.33 feet, breaking the 1950 record of 15.10 feet.

    National Weather Service Northern Indiana (source, opens in a new tab)

  • Elkhart County has several areas in a flood plain because the St. Joseph and Elkhart Rivers both flow through it. In the 2018 flood, the county's emergency management director said Goshen's wastewater treatment plant had overflowed into the river and the water would reach the city of Elkhart a couple of days later.

    WSBT 22 (source, opens in a new tab)

  • A melting snowpack holding anywhere from an inch to well over two inches of water, plus 4 to over 6 inches of rain over an extended period, caused extensive flooding across Michigan, Indiana and Ohio in February 2018. The greatest impacts were in northwestern Indiana and southwestern Lower Michigan, where record and even historic river crests were seen.

    National Weather Service Northern Indiana (source, opens in a new tab)

  • Impacts of the February 2018 flooding continued for several days after the rain ended, and some residents could not return to their homes because of the damage.

    National Weather Service Northern Indiana (source, opens in a new tab)

Before you hire

  1. Ask which permits the job needs and who will get them; your municipal building department can tell you before work starts.

    Source: ised-isde.canada.ca (source, opens in a new tab)

  2. Get written quotes from at least three contractors for the same work, and check references from recent clients.

    Source: ised-isde.canada.ca (source, opens in a new tab)

  3. Put it in a written contract: the work, price, deposit, start and finish dates, warranty, permits and clean-up. Paying cash to skip it leaves you no recourse.

    Source: ised-isde.canada.ca (source, opens in a new tab)

Questions about hiring in Elkhart

Who can do plumbing work on a basement drain in Elkhart?

The City of Elkhart licenses Plumbing Contractors, and to qualify a person must first hold a State Plumbing License from Indiana. Ask to see both the state licence and the city licence before you accept a quote, and keep a copy of each with your contract. City of Elkhart (source, opens in a new tab)

Do I need a permit for sump pump or drain work in Elkhart?

The city says electrical, mechanical and plumbing permits must be obtained by a licensed contractor before work starts. You can apply in person at the Permit Center on South 2nd Street or through the online portal. Ask your contractor which permits apply and who files them. City of Elkhart (source, opens in a new tab)

What should a basement flooding quote include?

Ask for a written scope that names the work: pump, valve, drain or waterproofing. It should list materials, who pulls permits, the start and finish dates, the warranty terms, and what is excluded. Get at least two quotes and compare the same scope line by line.

Will my homeowners insurance pay if my basement floods or backs up?

Some Indiana policies cover sewer or drain backup, but most exclude backup caused by flooding, and those that cover it usually cap the payment at a low limit. Read your policy or ask your insurer before you decide how much protection work to do. Indiana Department of Insurance (source, opens in a new tab)