Basement flooding and sewer backup in South Bend

Plumbers for backwater valves, sump pumps and drains.

16 pros in South Bend

South Bend has both a flood history and a city programme aimed at basement water. In the flash flooding of 15-16 August 2016, rain exceeded 8 inches in parts of St. Joseph County, and South Bend was among the places that flooded. The city's Basement Valve Program reimburses part of the cost of a backwater sewer valve, but only if a licensed plumber does the work and the home is a single-family primary residence on the city sewer. That shapes how you hire. Ask whether the person installing a valve holds an Indiana State Plumbing License, since plumbing contractors need one before the city registers them. Confirm who buys the building permit, because contractors must be registered or licensed with the Building Department and permits apply to plumbing work. If you want the reimbursement, ask for a written quote that names the device and the work, and check the programme terms with the city before work begins. Also check your insurance, as sewer backup cover is often limited.

Source: National Weather Service Northern Indiana (source, opens in a new tab)

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What to know in South Bend

Before you hire

  1. Ask which permits the job needs and who will get them; your municipal building department can tell you before work starts.

    Source: ised-isde.canada.ca (source, opens in a new tab)

  2. Get written quotes from at least three contractors for the same work, and check references from recent clients.

    Source: ised-isde.canada.ca (source, opens in a new tab)

  3. Put it in a written contract: the work, price, deposit, start and finish dates, warranty, permits and clean-up. Paying cash to skip it leaves you no recourse.

    Source: ised-isde.canada.ca (source, opens in a new tab)

Questions about hiring in South Bend

Who can install a backwater valve in South Bend?

A plumbing contractor must hold an Indiana State Plumbing License before the city registers them. If you want to claim the Basement Valve Program reimbursement, the work must be done by a licensed plumber. Ask to see the licence and the city registration before you agree to anything. City of South Bend 311 (source, opens in a new tab)

Do I need a permit for sump pump or drain work?

In South Bend, contractors must buy a building permit and be registered or licensed with the Building Department. Owners doing their own work also need a permit. Residential permits include plumbing and electric work. Ask any contractor to confirm who pulls the permit and put it in writing. City of South Bend 311 (source, opens in a new tab)

Can I get help paying for a backwater valve?

South Bend's Basement Valve Program reimburses part of the cost of a backwater sewer valve or similar device, with a per-property maximum. The home must be a single-family primary residence on the city sewer, and a licensed plumber must do the work. Check the terms with the city first. City of South Bend 311 (source, opens in a new tab)

Will my homeowners insurance cover a flooded basement?

Indiana's Department of Insurance says a homeowners policy generally will not cover flood loss. Some policies cover sewer or drain backup, but most limit what they pay for it. Read your policy and ask your insurer before you decide how much protection work to do. Indiana Department of Insurance (source, opens in a new tab)