Water damage and mould remediation in Massachusetts
Restoration firms for drying and mould removal.
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Cities in Massachusetts
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What applies across Massachusetts
Massachusetts Division of Insurance says a standard homeowner's insurance policy does not cover flood damage, and no state law requires you to buy flood insurance.
Massachusetts Division of Insurance (Mass.gov) (source, opens in a new tab)
For water damage not caused by flooding, such as a burst pipe, the Division of Insurance tells homeowners to contact their home insurance company.
Massachusetts Division of Insurance (Mass.gov) (source, opens in a new tab)
The Massachusetts Department of Public Health guide says that if you can see mold, the Housing Code (105 CMR 410.000) requires you to clean it up and repair the problems causing the excess moisture. It adds that testing for mold does not change this requirement.
Massachusetts Department of Public Health (Mass.gov) (source, opens in a new tab)
Standard Massachusetts homeowners, renters and condo policies do not cover water damage from flood, or from water seeping through basement walls or floors. For seepage, the page says no endorsement is available to add this coverage. It also says flood insurance coverage is limited in basements.
Massachusetts Division of Insurance (Mass.gov) (source, opens in a new tab)
Before you hire
Ask how fast they will start drying: Health Canada says a home dried within 48 hours is less likely to grow mould.
Health Canada suggests professional help for extensive mould, meaning a patch larger than 3 m².
Get written quotes from at least three contractors for the same work, and check references from recent clients.