Water damage and mould remediation in Michigan
Restoration firms for drying and mould removal.
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What applies across Michigan
A federal notice records a major disaster declaration for certain areas of Michigan, for severe storms and flooding during August 11-13, 2014.
Michigan's insurance regulator (DIFS) says water damage from sewer back-up or sump pump overflow can be covered under homeowners insurance. Damage from rising waters, or a flood, is not covered, and most homeowner and renter policies do not cover flood damage or water that backs up through sewers or drains unless extra coverage is bought.
Michigan Department of Insurance and Financial Services (DIFS) (source, opens in a new tab)
DIFS notes that the word "flood" may have a specialized meaning in an insurance policy. It lists storm-related rainwater intrusion, sewer backup and a failing sump pump as causes of water damage that may be covered under the policy, while most homeowners and renters policies do not cover flood damage.
Michigan Department of Insurance and Financial Services (DIFS) (source, opens in a new tab)
Michigan's health department says the State of Michigan does not provide certification for "mold remediators" or mold testing companies. It also says it can't test your home for mold and doesn't recommend mold testing.
Michigan Department of Health and Human Services (MDHHS) (source, opens in a new tab)
Before you hire
Ask how fast they will start drying: Health Canada says a home dried within 48 hours is less likely to grow mould.
Health Canada suggests professional help for extensive mould, meaning a patch larger than 3 m².
Get written quotes from at least three contractors for the same work, and check references from recent clients.